Market failure
A market outcome that does not maximize total surplus.
Efficiency
Total surplus
Consumer surplus plus producer surplus; maximized at the allocatively efficient quantity.
Efficiency
Allocative efficiency
The condition MSB = MSC, where resources go to their highest-valued use.
Efficiency
Marginal social benefit (MSB)
Marginal private benefit plus any external benefit.
Efficiency
Marginal social cost (MSC)
Marginal private cost plus any external cost.
Efficiency
Deadweight loss
Surplus lost when output differs from the socially optimal quantity.
Efficiency
Externality
A cost or benefit falling on a third party outside the transaction.
Externalities
Negative externality
A spillover cost, such as pollution. MSC > MPC, so the market overproduces.
Externalities
Positive externality
A spillover benefit, such as vaccination. MSB > MPB, so the market underproduces.
Externalities
Pigouvian tax
A per-unit corrective tax equal to the external cost, used to reduce output to the social optimum.
Externalities
Corrective subsidy
A per-unit subsidy equal to the external benefit, used to raise output to the social optimum.
Externalities
Coase theorem
The idea that if property rights are clear and bargaining is costless, private parties can resolve externalities themselves.
Externalities
Rivalry
One person's consumption reduces the amount available to others.
Public and Private Goods
Excludability
Non-payers can be prevented from consuming the good.
Public and Private Goods
Private good
Rival and excludable — an ordinary market good.
Public and Private Goods
Public good
Non-rival and non-excludable, such as national defense.
Public and Private Goods
Common resource
Rival but non-excludable, prone to overuse — the tragedy of the commons.
Public and Private Goods
Club good
Non-rival but excludable, such as a subscription service.
Public and Private Goods
Free-rider problem
People consume a non-excludable good without paying, so markets underprovide it.
Public and Private Goods
Price ceiling
A legal maximum price; if binding, it sits below equilibrium and causes a shortage.
Government Intervention
Price floor
A legal minimum price; if binding, it sits above equilibrium and causes a surplus.
Government Intervention
Antitrust policy
Government action limiting market power to reduce the deadweight loss from monopoly.
Government Intervention
Regulation
Rules constraining firm behaviour, including price regulation of natural monopolies.
Government Intervention
Lorenz curve
A plot of cumulative income share against cumulative population share, ordered poorest to richest.
Inequality
Line of perfect equality
The 45-degree line a Lorenz curve would follow if income were distributed equally.
Inequality
Gini coefficient
A 0-to-1 measure of inequality based on the area between the Lorenz curve and the equality line.
Inequality
Human capital
The education, training, and skills embodied in workers; differences in it are a major source of income inequality.
Inequality
Progressive tax
A tax taking a larger share of income as income rises.
Inequality
Regressive tax
A tax taking a smaller share of income as income rises.
Inequality
Transfer payment
A government payment made without a good or service in return, such as unemployment benefits.
Inequality